:root {
  --brand-dark: #00254b;
  --brand-green: #087a68;
  --brand-gold: #f39c12;
  --cream: #f6f3ed;
  --paper: #ffffff;
  --ink: #263544;
  --muted: #5d6d7e;
  --line: rgba(0, 37, 75, 0.14);
  --shadow: 0 20px 56px rgba(0, 37, 75, 0.1);
}

* {
  box-sizing: border-box;
}

@media (prefers-reduced-motion: no-preference) {
  html {
    scroll-behavior: smooth;
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }
}

body {
  margin: 0;
  background: var(--cream);
  color: var(--ink);
  font-family: Inter, Arial, sans-serif;
  line-height: 1.68;
}

body::before {
  content: "";
  position: fixed;
  inset: 0;
  pointer-events: none;
  background:
    linear-gradient(90deg, rgba(0, 37, 75, 0.045) 1px, transparent 1px),
    linear-gradient(180deg, rgba(0, 37, 75, 0.035) 1px, transparent 1px);
  background-size: 72px 72px;
  -webkit-mask-image: linear-gradient(to bottom, #000, transparent 72%);
  mask-image: linear-gradient(to bottom, #000, transparent 72%);
}

.skip-link {
  position: absolute;
  top: 12px;
  left: 32px;
  z-index: 20;
  transform: translateY(-150%);
  padding: 10px 14px;
  border: 1px solid var(--line);
  background: var(--paper);
  color: var(--brand-dark);
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-decoration: none;
  text-transform: uppercase;
}

.skip-link:focus,
.skip-link:focus-visible {
  transform: translateY(0);
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

a {
  color: var(--brand-dark);
  font-weight: 700;
  text-decoration-thickness: 1px;
  text-underline-offset: 4px;
}

a:focus-visible {
  outline: 3px solid rgba(22, 160, 133, 0.45);
  outline-offset: 4px;
}

.wrap {
  width: min(1120px, calc(100% - 40px));
  margin: 0 auto;
  padding: 32px 0 64px;
  position: relative;
}

.topbar {
  min-height: 84px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  border-bottom: 1px solid var(--line);
}

.brand {
  display: inline-flex;
  align-items: center;
  text-decoration: none;
}

.brand img {
  width: clamp(128px, 13vw, 180px);
  height: auto;
  display: block;
}

.back {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 42px;
  padding: 0 18px;
  border: 1px solid var(--line);
  color: var(--brand-dark);
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-decoration: none;
  text-transform: uppercase;
  transition: background 0.2s ease, border-color 0.2s ease, transform 0.2s ease;
}

.back:hover {
  background: var(--paper);
  border-color: rgba(0, 37, 75, 0.28);
  transform: translateY(-1px);
}

.hero {
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(280px, 0.56fr);
  gap: clamp(32px, 6vw, 84px);
  align-items: end;
  padding: clamp(52px, 8vw, 104px) 0 clamp(28px, 5vw, 56px);
}

.label {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 18px;
  color: var(--brand-green);
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 0.24em;
  text-transform: uppercase;
}

.label::before {
  content: "";
  width: 34px;
  height: 2px;
  background: var(--brand-green);
}

h1,
h2,
h3 {
  color: var(--brand-dark);
  font-family: Poppins, Inter, Arial, sans-serif;
  line-height: 1.1;
  margin: 0;
}

h1 {
  max-width: 860px;
  font-size: clamp(42px, 8vw, 96px);
  letter-spacing: 0;
}

.intro {
  max-width: 760px;
  margin: 26px 0 0;
  color: #34495e;
  font-size: clamp(17px, 2vw, 22px);
  line-height: 1.58;
}

.summary {
  padding: 26px;
  background: var(--brand-dark);
  color: #fff;
  box-shadow: var(--shadow);
}

.summary h2 {
  color: #fff;
  font-size: 20px;
  margin-bottom: 16px;
}

.summary dl {
  margin: 0;
  display: grid;
  gap: 14px;
}

.summary dt {
  color: rgba(255, 255, 255, 0.72);
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

.summary dd {
  margin: 4px 0 0;
  color: #fff;
  font-size: 15px;
  line-height: 1.5;
}

.summary a {
  color: #fff;
}

.layout {
  display: grid;
  grid-template-columns: 260px minmax(0, 1fr);
  gap: clamp(28px, 5vw, 64px);
  align-items: start;
}

.layout > * {
  min-width: 0;
}

.toc {
  position: sticky;
  top: 28px;
  max-width: 100%;
  padding: 22px;
  background: rgba(255, 255, 255, 0.72);
  border: 1px solid var(--line);
  backdrop-filter: blur(16px);
}

.toc p {
  margin: 0 0 14px;
  color: var(--brand-dark);
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 0.18em;
  text-transform: uppercase;
}

.toc a {
  display: block;
  padding: 8px 0;
  border-top: 1px solid rgba(0, 37, 75, 0.08);
  color: var(--muted);
  font-size: 14px;
  font-weight: 600;
  text-decoration: none;
}

.toc a:hover {
  color: var(--brand-dark);
}

.policy {
  max-width: 100%;
  padding: clamp(28px, 5vw, 56px);
  background: var(--paper);
  border: 1px solid var(--line);
  box-shadow: var(--shadow);
}

section + section {
  margin-top: clamp(34px, 5vw, 54px);
  padding-top: clamp(28px, 4vw, 44px);
  border-top: 1px solid var(--line);
}

h2 {
  margin-bottom: 16px;
  font-size: clamp(24px, 3vw, 36px);
}

h3 {
  margin: 22px 0 8px;
  font-size: 19px;
}

p,
li {
  font-size: 16px;
}

p {
  margin: 0 0 16px;
}

ul {
  margin: 0;
  padding-left: 20px;
}

li + li {
  margin-top: 10px;
}

strong {
  color: var(--brand-dark);
}

.note {
  margin: 22px 0 0;
  padding: 18px 20px;
  border-left: 4px solid var(--brand-green);
  background: rgba(22, 160, 133, 0.08);
  color: #244457;
}

.table-wrap {
  max-width: 100%;
  overflow-x: auto;
  margin-top: 20px;
  border: 1px solid var(--line);
}

table {
  width: 100%;
  min-width: 720px;
  border-collapse: collapse;
  background: #fff;
}

th,
td {
  padding: 16px;
  border-bottom: 1px solid rgba(0, 37, 75, 0.1);
  text-align: left;
  vertical-align: top;
  font-size: 14px;
  line-height: 1.55;
}

th {
  background: rgba(0, 37, 75, 0.04);
  color: var(--brand-dark);
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

tr:last-child td {
  border-bottom: 0;
}

.footer {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  margin-top: 34px;
  padding-top: 24px;
  border-top: 1px solid var(--line);
  color: var(--muted);
  font-size: 13px;
}

.legal-links {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
}

.legal-links a {
  font-size: 13px;
}

@media (max-width: 860px) {
  .wrap {
    width: min(100% - 28px, 720px);
    padding-top: 20px;
  }

  .topbar,
  .hero,
  .layout {
    grid-template-columns: 1fr;
  }

  .topbar {
    min-height: auto;
    padding-bottom: 18px;
    align-items: flex-start;
  }

  .hero {
    padding-top: 44px;
  }

  .summary {
    padding: 22px;
  }

  .toc {
    position: static;
  }
}

@media (max-width: 560px) {
  .topbar {
    gap: 18px;
  }

  .back {
    width: 100%;
  }

  .policy {
    padding: 24px 18px;
  }

  h1 {
    font-size: clamp(38px, 13vw, 58px);
  }
}